The below is an email I sent to the Irish Banking Authority after I have been a customer of Irish banks for a year. Ireland is often cited as an example for successful deregulation and one of the most free countries in Europe. I have come to think that this is actually a myth. --- The following is not a specific complaint, merely a short summary of the image the Irish Banking system portrays to foreigners who come to work and live in Ireland. I expect no changes to the system, in fac...

1. Don't buy anything Scottish until you are sure that you have understood the supermarkets. 2. How to cross a road: check for busses, cross the road. If you fail to check for busses first, you will probably die. 3. The Luas is a local tram system in Dublin and it has sporadic electrical problems (which the company deny) and an erratic schedule (which the company don't know about). Deal with it. 4. You are friends with everyone in a pub and back on the street the same people won't kn...